Savings/Money Market/CDs

Savings Account

  • $100 opening balance
  • Earn interest daily
  • Interest credited quarterly
  • Quarterly statements
  • Fees may reduce earnings
  • Personal and Business Savings accounts with an average daily balance under $100 - $5.00 monthly Service Charge (Individuals 22 years old or younger are exempt from charges upon notification to us of date of birth)

Tiered Money Market Account

  • Earn interest daily on any balance
  • Minimum opening balance $2,500
  • Interest credited monthly
  • Fees may reduce earnings
  • $10 Service charge if daily balance below $2,500 any day during the calendar month
  • $20 Service charge if daily balance below $1,000 any day during the calendar month
  • Quarterly Statements

Limitations on frequency of transfers - During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any monthly period, your account may be reclassified as a transaction account where repeated abuse of the limits occurs.

Certificate of Deposits

We offer certificates of deposit with maturities ranging from 91 days to 60 months.

  • $1,000 minimum opening balance
  • $1,000 minimum daily balance to obtain the disclosed annual percentage yield
  • Fees may reduce earnings
  • Penalty imposed for early withdrawal on Certificate of Deposits