Privacy Policy

FACTS
WHAT DOES STATE BANK OF GRAYMONT DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons State Bank of Graymont chooses to share; and whether you can limit this sharing.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Payment history
  • Income
  • Credit history
  • Account balances
  • Credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
Reasons we can share your personal information Does State Bank of Graymont Share?
Can you limit this sharing? 

For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences
No No
For our affiliates' everyday business purposes -
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For non-affiliates to market to you No We don't share

Questions?  Call 815-743-5951


Who We Are

Who is providing this notice?

State Bank of Graymont

What We Do

How does State Bank of Graymont protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does State Bank of Graymont collect my personal information?

We collect your personal information, for example, when you
  •  Open an account
  •  Apply for a loan
  •  Deposit money
  •  Use your credit or debit card
  •  Pay your bills
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions:

Affiliates 

Companies related by common ownership or control. They can be financial and non-financial companies.

  • State Bank of Graymont does not share with our affiliates.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • State Bank of Graymont does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include investment companies and mortgage companies.