Rates

CURRENT RATES AS OF NOVEMBER 8th, 2022

Tiered NOW  Account and Business Tiered Interest Account

Minimum Daily Balance to Earn APY Minimum Deposit To Open Account Interest Rate*** Annual % Yield (APY)**
$.01 to $9,999.99 $1,000 0.20% 0.20%
$10,000.00 to $49,999.99 $1,000 0.30%
0.30%
$50,000.00 to $99,999.99 $1,000 0.65%
0.65%
$100,000.00 or more $1,000 0.75%
0.75%


Tiered Money Market

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Minimum Daily Balance to
Earn APY
Minimum Deposit To Open
Account
Interest
Rate***
Annual % Yield
(APY)**
$.01 to $24,999.99 $2,500 0.30% 0.30%
$25,000.00 to $49,999.99 $2,500 0.60% 0.60%
$50,000.00 to $74,999.99 $2,500 1.00% 1.00%
$75,000.00 or more $2,500 1.50% 1.51%


Savings Accounts

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Minimum Deposit To Open
Account
Interest
Rate***
Annual % Yield
(APY)** 
Regular Savings $100 0.05% 0.05%
IRA Savings* $1 1.50% 1.51%


Certificates of Deposit

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Minimum Deposit To Open

Account

Interest

Rate

Annual % Yield

(APY)**

91 Day CD $1,000 0.10% 0.10%
182 Day CD $1,000
0.60% 0.60%
12 Month CD
$1,000 0.70% 0.70%
18 Month CD
$1,000 0.75% 0.75%
24 Month CD
$1,000 0.85% 0.85%
30 Month CD
$1,000 1.00% 1.00%
36 Month CD
$1,000 1.15% 1.15%
48 Month CD
$1,000 1.25% 1.26%
60 Month CD
$1,000 1.50% 1.51%
365 Day Small Saver CD
$200 0.60% 0.60%


Annual Percentage Yields (APY) accurate as of November 8, 2022


*** Rates may change after the account is opened; 
** Fees could reduce earnings on account; 
* Trust customers only;
A penalty may be imposed for early withdrawal from a Certificate of Deposit; ask bank staff for additional information.