Rates
CURRENT RATES AS OF March 3rd, 2026
Tiered NOW Account and Business Tiered Interest Account
| Minimum Daily Balance to Earn APY | Minimum Deposit To Open Account | Interest Rate*** | Annual % Yield (APY)** |
|---|---|---|---|
| $.01 to $9,999.99 | $1,000 | 0.45% | 0.45% |
| $10,000.00 to $49,999.99 | $1,000 | 0.55% |
0.55%
|
| $50,000.00 to $99,999.99 | $1,000 | 0.90% |
0.90%
|
| $100,000.00 or more | $1,000 | 1.10% |
1.11%
|
Tiered Money Market
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|
Minimum Daily Balance to
Earn APY
|
Minimum Deposit To Open Account |
Interest Rate*** |
Annual % Yield (APY)** |
|---|---|---|---|
| $.01 to $24,999.99 | $2,500 | 0.50% | 0.50% |
| $25,000.00 to $49,999.99 | $2,500 | 0.80% | 0.80% |
| $50,000.00 to $74,999.99 | $2,500 | 1.30% | 1.31% |
| $75,000.00 or more | $2,500 | 1.85% | 1.87% |
Savings Accounts
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| Minimum Deposit To Open Account |
Interest Rate*** |
Annual % Yield (APY)** |
|
|---|---|---|---|
| Regular Savings | $100 | 0.05% | 0.05% |
| IRA Savings* | $1 | 1.85% | 1.86% |
Certificates of Deposit
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|
Minimum Deposit To Open Account |
Interest Rate |
Annual % Yield (APY)** |
|
|---|---|---|---|
| 91 Day CD | $1,000 | 1.00% | 1.00% |
| 182 Day CD | $1,000 |
3.60% | 3.65% |
| 12 Month CD |
$1,000 | 3.45% | 3.50% |
| 18 Month CD |
$1,000 | 3.31% | 3.35% |
| 24 Month CD |
$1,000 | 3.21% | 3.25% |
| 30 Month CD |
$1,000 | 2.72% | 2.75% |
| 36 Month CD |
$1,000 | 2.48% | 2.50% |
| 48 Month CD |
$1,000 | 2.23% | 2.25% |
| 60 Month CD |
$1,000 | 1.99% | 2.00% |
| 365 Day Small Saver CD |
$200 | 1.00% |
1.00%
|
| 15 Month Special | $1,000 | 3.40% |
3.44%
|
Annual Percentage Yields (APY) accurate as of March 3rd, 2026
*** Rates may change after the account is opened;
** Fees could reduce earnings on account;
* Trust customers only;
A penalty may be imposed for early withdrawal from a Certificate of Deposit; ask bank staff for additional information.