Rates

CURRENT RATES AS OF FRBRUARY 8TH, 2023

Tiered NOW  Account and Business Tiered Interest Account

Minimum Daily Balance to Earn APY Minimum Deposit To Open Account Interest Rate*** Annual % Yield (APY)**
$.01 to $9,999.99 $1,000 0.40% 0.40%
$10,000.00 to $49,999.99 $1,000 0.50%
0.50%
$50,000.00 to $99,999.99 $1,000 0.85%
0.85%
$100,000.00 or more $1,000 1.00%
1.00%


Tiered Money Market

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Minimum Daily Balance to
Earn APY
Minimum Deposit To Open
Account
Interest
Rate***
Annual % Yield
(APY)**
$.01 to $24,999.99 $2,500 0.45% 0.45%
$25,000.00 to $49,999.99 $2,500 0.75% 0.75%
$50,000.00 to $74,999.99 $2,500 1.25% 1.26%
$75,000.00 or more $2,500 1.75% 1.76%


Savings Accounts

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Minimum Deposit To Open
Account
Interest
Rate***
Annual % Yield
(APY)** 
Regular Savings $100 0.05% 0.05%
IRA Savings* $1 1.75% 1.76%


Certificates of Deposit

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Minimum Deposit To Open

Account

Interest

Rate

Annual % Yield

(APY)**

91 Day CD $1,000 0.10% 0.10%
182 Day CD $1,000
0.65% 0.65%
12 Month CD
$1,000 0.80% 0.80%
18 Month CD
$1,000 0.85% 0.85%
24 Month CD
$1,000 0.95% 0.95%
30 Month CD
$1,000 1.10% 1.10%
36 Month CD
$1,000 1.25% 1.26%
48 Month CD
$1,000 1.35% 1.36%
60 Month CD
$1,000 1.60% 1.61%
365 Day Small Saver CD
$200 0.65% 0.65%


Annual Percentage Yields (APY) accurate as of February 8th, 2023


*** Rates may change after the account is opened; 
** Fees could reduce earnings on account; 
* Trust customers only;
A penalty may be imposed for early withdrawal from a Certificate of Deposit; ask bank staff for additional information.