Rates

CURRENT RATES AS OF July 3rd, 2025

Tiered NOW  Account and Business Tiered Interest Account

Minimum Daily Balance to Earn APY Minimum Deposit To Open Account Interest Rate*** Annual % Yield (APY)**
$.01 to $9,999.99 $1,000 0.45% 0.45%
$10,000.00 to $49,999.99 $1,000 0.55%
0.55%
$50,000.00 to $99,999.99 $1,000 0.90%
0.90%
$100,000.00 or more $1,000 1.10%
1.11%


Tiered Money Market

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Minimum Daily Balance to
Earn APY
 Minimum Deposit To Open
Account
Interest
Rate***
Annual % Yield
(APY)**
$.01 to $24,999.99 $2,500 0.50% 0.50%
$25,000.00 to $49,999.99 $2,500 0.80% 0.80%
$50,000.00 to $74,999.99 $2,500 1.30% 1.31%
$75,000.00 or more $2,500 1.85% 1.87%


Savings Accounts

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 Minimum Deposit To Open
Account
Interest
Rate***
Annual % Yield
(APY)** 
Regular Savings $100 0.05% 0.05%
IRA Savings* $1 1.85% 1.86%


Certificates of Deposit

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Minimum Deposit To Open

Account

Interest

Rate

Annual % Yield

(APY)**
91 Day CD $1,000 0.10% 0.10%
182 Day CD $1,000
0.70% 0.70%
12 Month CD
$1,000 0.90% 0.90%
18 Month CD
$1,000 0.95% 0.95%
24 Month CD
$1,000 1.00% 1.00%
30 Month CD
$1,000 1.15% 1.15%
36 Month CD
$1,000 1.30% 1.31%
48 Month CD
$1,000 1.40% 1.41%
60 Month CD
$1,000 1.85% 1.86%
365 Day Small Saver CD
$200 0.70%
0.70%
9 Month Special  $1,000 3.99%
4.05%
11 Month Special  $1,000 3.89%
3.95%


Annual Percentage Yields (APY) accurate as of July 3rd, 2025 


*** Rates may change after the account is opened; 
 ** Fees could reduce earnings on account; 
* Trust customers only;
 A penalty may be imposed for early withdrawal from a Certificate of Deposit; ask bank staff for additional information.