Home Mortgage

Whether you are looking to buy or refinance, we can help make it happen. Contact one of our residential lenders today!

Diane Harfst - dharfst@sbofgray.com

Jessica Schopp - jschopp@sbofgray.com

Blair Barton - bbarton@sbofgray.com


Loans Available

  • Home Purchase or Refinance
  • Fixed Rate or Balloon Loans
  • Low Closing Costs
  • Attractive Interest Rates
  • Up to 100% Financing
  • Grants For 1st Time Homebuyers
  • Construction Loans
  • Lot Loans
  • Second Mortgage Loans
  • Home Equity Line of Credit

Loan Application Checklist

Your Home Loan Toolkit - A Step-by-Step Guide

Residential Loan Application with Demographic Information 

Print for Additional Borrower

Continuation Sheet

Unmarried Demographic Addendum

Right to Receive Copy of Appraisal



Information Requests/Errors

For information about the servicing of your State Bank of Graymont mortgage loan, or to assert an error with your loan, please send a written request or notice to the following address.

State Bank of Graymont
Attn: Loan Department
PO Box 47
Graymont, IL 61743

Your written request or notice should include the following:
  1.  Your name
  2.  Loan number and any other information that will enable us to identify the mortgage loan account
  3.  A description of either the error that you believe has occurred, or of the information that you are requesting

Information on Avoiding Foreclosure