At the State Bank of Graymont, we value each and every customer relationship. Customers such as you have entrusted us not only with their finances, but also with their personal information. To protect and maintain this relationship, we’ve enacted a set of eight privacy principles to maintain the confidentiality of the information you’ve shared with us.

1. We recognize your right to privacy.  We will maintain standards to ensure that your information is private and secure at all times. We do not disclose nonpublic information about you to nonaffiliated third parties, except as permitted by law.

2. How we use, collect, and retain information about you. We gather information from a variety of sources to keep you informed about the many financial services, products, and benefits available to you as a State Bank of Graymont customer – and to provide you the ability to manage your finances most effectively. For example, we collect information from the following sources:

Information we receive from you on applications or other forms

Information about your transactions with us or others

Information we receive from a consumer reporting agency

Customer Surveys

Requests for Information

Community Organizations

If you end your customer relationship with us or become an inactive customer, we will treat the information we have about you as if you were still our customer.

3. We will maintain accurate information about you. The State Bank of Graymont has established procedures to ensure that your information is accurate, current and complete, in keeping with reasonable commercial standards.

If you believe that any information collected or furnished by the State Bank of Graymont is inaccurate, please call us at (815) 743-5951.  We will investigate the problem and take appropriate action in a timely manner.

4. We will limit employee access to your information.  Employee access to your personal information is limited to those with business reason to know such information.  Employees are educated on the importance of maintaining the confidentiality of customer information and on these Privacy Principles.

5. We will maintain a security program to protect your information.  Program will include physical, electronic, and procedural safeguards in compliance with federal regulations to prevent unauthorized access to your personal information. 

6.  Restrictions on disclosing your information to outsiders.  We pledge not to reveal specific information about your accounts, or other information that will personally identify you, to those outside the State Bank of Graymont organization for their independent use, unless:

       The information is necessary to affect, administer or enforce a transaction you requested

       You request or authorize that the information be revealed

       The disclosure is required or permitted by law

       We have informed you that this information may be disclosed and have given you an opportunity to decline.

7.  We will maintain your privacy in business relationships with third parties.  If we do provide customer information to a third party, we will insist-through a written agreement-that the third party adhere to privacy principles similar to those which the State Bank of Graymont adheres for keeping this information confidential.

8.  Disclosing our privacy commitment to you.  At the State Bank of Graymont, we value our customer relationships.  We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy.

 If you have any questions about how State Bank of Graymont protects your confidential information, please contact us at (815) 743-5951