CURRENT RATES AS OF June 29, 2010
Interest Bearing Checking Accounts
Description	Minimum Deposit To Open Account	Interest Rate***	Annual % Yield (APY)**
NOW Checking	$1,000	0.25%	0.25%
Super NOW Checking	$2,500	0.50%	0.50%
Tiered Money Market
Minimum Daily Balance to Earn APY	Minimum Deposit ToOpen Account	Interest Rate***	Annual % Yield (APY)**
$.01 to $24,999.99	$2,500	.60%	.60%
$25,000.00 to $49,999.99	$2,500	.80%	.80%
$50,000.00 to $74,999.99	$2,500	1.35%	1.36%
$75,000 or more	$2,500	1.65%	1.66%
Savings Accounts
Description	Minimum Deposit ToOpen Account	Interest Rate***	Annual % Yield (APY)**
Regular Savings	$100	0.25%	0.25%
Certificates of Deposit
Description	Minimum Deposit To Open Account and earn APY	Interest Rate	Annual % Yield (APY)
91 Day CD	$1,000	.55%	.55%
182 Day CD	$1,000	.85%	.85%
12 Month CD	$1,000	1.10%	1.10%
18 Month CD	$1,000	1.30%	1.31%
24 Month CD	$1,000	1.50%	1.51%
30 Month CD	$1,000	1.60%	1.61%
36 Month CD	$1,000	1.90%	1.91%
48 Month CD	$1,000	2.00%	2.02%
60 Month CD	$1,000	2.38%	2.40%
365 Day Small Saver CD	$200	.85%	.85%
19 Month CD    Special	$1000	1.74%	1.75%
IRA Certificates of Deposit
Description	Minimum Deposit To Open Account and earn APY	Interest Rate	Annual % Yield (APY)
91 Day CD	$100	.55%	.55%
182 Day CD	$100	.85%	.85%
12 Month CD	$100	1.10%	1.10%
24 Month CD	$100	1.50%	1.51%
30 Month CD	$100	1.60%	1.61%
36 Month CD	$100	1.90%	1.91%
48 Month CD	$100	2.00%	2.02%
60 Month CD	$100	2.38%	2.40%
IRA 18 Month CD	$100	1.60%	1.61%
Annual Percentage Yields (APY) accurate as of June 29, 2010. *** rates may change after the account is opened; **fees could reduce earnings on account;
a penalty may be imposed for early withdrawal from a Certificate of Deposit; ask bank staff for additional information.